A proposal to eliminate the FERS supplement was blocked—but it reveals how vulnerable federal benefits are. Learn how to protect your income from future legislative threats.
FERS Supplement Cuts: What It Means for Federal Workers Read More »
A recent suspension of union dues deductions has raised concerns among federal employees about the continuity of their insurance coverage. Learn how this administrative change may affect benefits tied to union membership, including life, dental, and vision insurance.
How Union Dues Suspension Affects Your Insurance Coverage Read More »
Retiring soon? Many employees lose part or all of their life insurance after leaving the workforce. This guide explains what happens to your coverage, what options you have, and how to protect your loved ones long after your last paycheck.
What Happens to Life Insurance When You Retire? Read More »
Many people misunderstand life insurance and delay getting covered. In this post, we debunk 5 common life insurance myths and explain why the right coverage matters—no matter your age or life stage.
Top 5 Myths About Life Insurance—And the Truth Behind Them Read More »
Federal employees have important decisions to make when it comes to protecting their financial future. From rolling over your 401(k) to securing life insurance and exploring annuities, this guide will help you understand your options and build a solid plan for retirement—without stress or pressure.
401(k) Rollover, Life Insurance & Annuities for Federal Workers Read More »
Life insurance is one of the most important benefits a federal employee can have. It ensures your loved ones are financially protected—no matter what the future holds.
Why Federal Employees Need Life Insurance? Read More »
Tax season may be over, but now is the perfect time for federal employees to review how life and supplemental insurance affect their taxes. Learn key strategies to protect your income and maximize benefits for the year ahead.
Insurance Tax Tips for Federal Employees Read More »
Mental health is now a crucial part of employee insurance plans in the U.S., helping reduce workplace stress and improve productivity. Companies are expanding coverage to include therapy, medication, and wellness programs. Learn how this trend benefits both employees and employers, and how to maximize your mental health insurance benefits.
The Integration of Mental Health in Employee Insurance Plans Read More »
Mass layoffs in the U.S. federal government have left many employees uncertain about their health, life, and disability insurance benefits. Losing a federal job often means losing access to crucial coverage, creating financial and healthcare challenges. However, affected employees have several options, including COBRA, marketplace plans, and state programs, to maintain insurance continuity. Insurance agents play a vital role in guiding laid-off workers through available plans, helping them secure cost-effective coverage, and preventing gaps in protection. Taking prompt action and seeking expert advice can ensure financial and healthcare stability during this transition.
Impact of Mass Layoffs on Federal Employees’ Insurance Benefits Read More »
While the Affordable Care Act (ACA) expands healthcare access, it doesn’t cover every expense. High deductibles, unexpected bills, and gaps in coverage can lead to financial strain. A supplemental insurance plan acts as a safety net, covering costs such as hospital stays, critical illnesses, dental and vision care, and lost income due to injury. In this article, we explore why ACA coverage alone may not be enough and how supplemental plans can provide financial security and peace of mind.
Why do I need a supplemental insurance plan with Obamacare? Read More »
